Connect with us

Health & Fitness

Cystic Fibrosis Life Insurance In Canada

Published

on

What is Cystic Fibrosis?

Cystic fibrosis is an illness that typically affects children and young people. A usual life expectancy (on average) for people with cystic fibrosis is about 37 years. It is considered a critical illness and it impacts various parts of the body, predominantly the lungs and digestive system. The disease has been described as trying to breathe through nothing more than a drinking straw for the rest of your life, with the effort required to breathe becoming more and more as you age.

The disease is a result of a gene mutation. This mutated gene must be contributed to a child from both parents in order for the disease to appear. According to Cystic Fibrosis Canada, one out of 3,600 children born in Canada inherits this disease and it’s more common among people of Northern European origins, and least common in Africans and Asians.

The US National Library of Medicine states that the mean annual health cost for treating cystic fibrosis is approximately $10K per year for mild cases, $25K for moderate cases and $34K for severe cases. The lifetime costs add up on average to approximately $306K – hence the limitations on getting insurance coverage for that critical illness.

Eligibility & Policies

Not everybody can qualify for cystic fibrosis life insurance coverage – it is mostly younger people or children who would be able to qualify for the coverage. Adult cystic fibrosis is quite rare and thus is often not covered; According to the insurance experts, it is not an approved illness on any adult critical illness policy available in Canada. Several companies, however, cover cystic fibrosis via children’s CI policies to a maximum age of 18, 21, or 25 – depending on the carrier.

READ ALSO  Top Major Causes of Cancer

Having a critical illness plan that includes a cystic fibrosis insurance caveat for children means that a parent, as a policy holder, would receive one lump sum which can be used for different purposes e.g. for kid’s treatment. Some providers also offer some refund of premiums if children were not diagnosed with a critical illness.

A Broker Can Help

Not all insurance brokers have experience with this type of insurance policies. If you or your close ones have this condition and you think about getting life insurance, speak with a broker who is knowledgable in this space about your options.

Insurance policy advice: Be sure to ask about simplified and guaranteed illness policies as these no-medical options are frequently used by the difficult-to-insure. Life insurance greatly eases the financial burden brought on by medical bills and end-of-life expenses. Many people who did not traditionally qualify for insurance, now have policies designed especially for those suffering from a critical illness.

Alexey Saltykov is a co-founder and managing director of InsurEye Inc, a Canadian company that provides online tools for consumers to educate them about insurance, create transparency in insurance market place in Canada. We also connect consumer with insurance brokers in Oshawa and insurance brokers in Barrie and all across Canada.

 

Do you love what you've just read? Kindly share and follow us on TwitterFollow us
Please follow and like us:
Click to comment

Leave a Reply

Health & Fitness

How To Use Ginger, Honey And Onion To Improve Performance In Bed (A Must Read)

Published

on

One of the most discouraging and worrisome things to men is the inability to marvel one’s spouse in bed. It is as shitty as waste.


Aside from time, care and other luxuries, your spouse needs you to make her feel like a slave in bed. She wants you to mishandle her and beat her imagination with your sexual dexterity; that makes her feel better and accrues reverence to you.

However, if all these are not met; put yourself in her shoes, obviously, it is worrisome and a big disappointment on her side and a big shame on your side.

People spend millions on medications to enhance their sexual performance. They use synthetic drugs that in the long run have residual effects on their health and at times their wards. What a life!

One clandestine truth about life is that; nature has provided solutions to all sorts of hindrances in a man’s life.

Medically, socially, economically anything you could think of, the solutions had been in existence far before the creation of man. There are natural food items that can make a man as agile as a monkey in bed 😜.

This article highlights just three (3) of them. They are:

• Ginger
• Onion
• Honey

These three (3) foodstuffs are good at enhancing a man’s performance in bed. They will equip man with the needed requirement to make his woman mourn in bed. They help to stimulate the sex hormone and energize a man.

How To Use Them To Enhance Your Sexual Performance

It is very simple to prepare; ensure you get a matured ginger and onion as well as an unadulterated honey, that is, a pure honey.

READ ALSO  Health: 4 Simple Ways To Stop Snoring Instantly

Blend the ginger and onion together to form a juice. After successfully doing this, add honey and mix all together. When you are about to answer the nature’s call on your wife, sip up the juice and get to work.

At the end of the adventure, your spouse would ask you several questions, as a result of her new experience.

This tip is very cheap and has no detrimental effects both at long run and short run; rather, a healthy and fulfilled sexual life.

Another fascinating feature about this is that it has no limitation or measurement, just ensure it is well concentrated and all the constituents are well matured and genuine.

You will later testify that truly, ginger gingers.

Tell Us Your Worst Sexperience?

.

Do you love what you've just read? Kindly share and follow us on TwitterFollow us
Please follow and like us:
Continue Reading

Health & Fitness

Does a Bent Penis Indicate Possible Cancer?

Published

on

Few things make a man more nervous than the possibility of something seriously wrong with his penis – and things rarely get more serious than cancer.


Where penis health is concerned, worry about cancer is way up there. Fortunately, penis cancer is rare, responsible for only about 1% of all cancer cases in men. But that doesn’t decrease its ability to strike fear in a man. And some men may have become especially concerned recently when articles began appearing that seem to link a bent penis to an increased likelihood of contracting cancer.

The study

These articles were largely based on a study published in the medical journal Fertility & Sterility. The data was first presented at the American Society for Reproductive Cancer Scientific Congress.

Entitled “Increased risk of cancer among men with Peyronie’s disease,” the study examined whether there was a clinical link between Peyronie’s disease and genetically-linked conditions, such as cancer. It was a retrospective cohort study, which means that it looked at existing data among a group of men and mined the data for information (as opposed to setting up a new test among a group or groups of people and seeing the results of this new test).

The study looked at more than 48,000 men with Peyronie’s disease, a condition in which a man experiences a severely bent penis rather than the simple curvature many men experience. In most cases, the severely bent penis is due to a build-up of fibrous scar tissue, or plaque, often from the penis having been traumatized by rough handling. The study also looked at more than 1,100,000 men with erectile dysfunction and at more than 480,000 “controls” who had neither a bent penis nor erectile issues.

READ ALSO  Find Out What Your Ear Wax Says About Your Health

READ ALSO: Penis Cancer: How to Spot the Symptoms

The results

When the scientists sifted through the data, it indicated that men with Peyronie’s disease have a significantly increased risk for developing cancer, including penis cancer (specifically, a 40% greater risk).

Those results may seem alarming; several men reading this have probably already checked to see if their member is bent. But it’s important to remember that this study was looking at men with Peyronie’s disease, not at men whose penis curves a bit but not at such an angle as to be concerning.

And even for men who do indeed have a severely bent penis, there’s no cause to panic. In the first place, this is only one study; many more are needed to see if the conclusions it comes to are replicated in other studies. And while the study identifies a link, it may be more complicated than simply saying Peyronie’s increases cancer risk. And even if there is an increased risk, that in no way means a man with a bent penis is sure to get cancer.

That said, men with Peyronie’s disease may want to look at this study as a reminder to keep on top of their penis health. They may want to bring up this study with their doctor and ask if there is anything they can do to monitor for early signs of cancer.

A bent penis and its possible relationship to cancer is an outlier among penis health concerns. Everyday care of the organ can be aided by the regular application of a top notch penis health crème (health professionals recommend Man1 Man Oil, which is clinically proven mild and safe for skin). For best results, look closely at a crème’s ingredients and find one that includes L-carnitine.

READ ALSO  Health: 4 Simple Ways To Stop Snoring Instantly

This amino acid is neuroprotective and can help restore the loss of sensitivity that may accompany a penis that has been handled too roughly. The best crème will also contain vitamin A, which is prized for its antibacterial properties and their ability to fight bacteria that can result in a persistent and unpleasant penis odor.

 

Do you love what you've just read? Kindly share and follow us on TwitterFollow us
Please follow and like us:
Continue Reading

Health

Weight Loss Grill Recipes That Are Healthy And Delicious

Published

on

Weight Loss Grill Recipes That Are Healthy And Delicious


Weight loss is particularly not an easy journey especially if you’re just starting out. You will get hungry and the cravings for flavorful food will be hard to resist. Don’t deprive yourself of hearty meals – grill your fruits, vegetables or lean meat for flavorful, smoky and satisfying dishes without having to feel guilty about shedding off some extra pounds.

Try these healthy and delicious weight loss grill recipes:

Kale and Mushroom Turkey Burger

What you need:

  • 8 burger buns, preferably wheat
  • 1/2 kilogram ground turkey
  • 4 baby bella mushrooms
  • 2 cups fresh curly kale
  • 1/4 cup chopped sweet onion
  • 2 tablespoons olive oil
  • 1 tablespoon finely chopped fresh oregano leaves
  • 1 tablespoon chimichurri sauce
  • 1/4 teaspoon minced garlic
  • 1/4 teaspoon salt
  • Avocado slices, for serving

Heat the olive oil in a pan over medium-high heat and sauté onion and garlic until tender. Stir in mushrooms and kale then cover and cook until vegetables are softened. Allow to cool. When ready, combine mushroom and kale mixture with ground turkey and season with oregano, chimichurri and salt. Using clean hands, form into patties. Cook on a pre-heated grill over medium-high heat, flipping once, to desired doneness. Coat buns with sauce of choice then top with turkey patty and avocado slices.Honey-Yogurt Grilled Peaches

What you need:

  • 3 peaches, halved and pitted
  • 2 cups plain Greek yogurt
  • 1/4 cup honey
  • Cinnamon powder

Mix together Greek yogurt and honey in a small bowl. Set aside. Cook peaches on a pre-heated grill over medium heat, cut side down, until grill marks appear. When ready, top grilled peaches with honey and yogurt. Sprinkle with cinnamon powder before serving.Grilled Beef and Sweet Potato Wraps

READ ALSO  NDLEA Destroys 77.82 Hectares Of Indian Hemp Farm In Osun

What you need:

  • 6 whole grain tortillas
  • 1/2 kilogram sirloin steaks, sliced thinly
  • 6 cups cubed sweet potatoes, steamed
  • 3 cups thinly sliced cabbage
  • 1 cup thinly sliced white onion
  • 1 cup thinly sliced fresh basil
  • 3 tablespoons lime juice
  • 3 tablespoons low sodium soy sauce
  • 2 tablespoons canola oil
  • 1 1/2 teaspoons chilli garlic sauce
  • 1 teaspoon brown sugar

Cook beef on a pre-heated grill over medium high heat until just cooked through (slightly pink in the center), about 2 to 3 minutes per side. To make the dressing, mix together lime juice, soy sauce, canola oil, chilli garlic sauce and brown sugar in a glass jar and shake to combine ingredients well. Place cabbage and onion in a bowl and toss with half of the dressing. Place grilled beef, sweet potatoes and cabbage salad in a serving platter. Drizzle beef and sweet potatoes with remaining dressing. Serve with tortillas.Stay healthy and fit with these quick weigh loss grill recipes!

Adrian T. Cheng is a food blogger and a BBQ expert. Through years of grill experience, reviewing various grilling accessories and trying delicious and unique recipes, he is sharing his knowledge with everyone through his blog. For more grilling secrets, tips, recipes and more, head over to Adrian’s website where he has other interesting grill-related products and posts.

 

Do you love what you've just read? Kindly share and follow us on TwitterFollow us
Please follow and like us:
Continue Reading

Trending

Please kindly follow Jayreporters on our social media platform Below